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OFFICIAL BANKRUPTCY DISCHARGE PAPERS
EMAILED WITHIN ONE HOUR


Complete Bankruptcy File $30
All of your Official Bankruptcy Records with your Discharge, and a Docket Report confirming your records are complete.
Bankruptcy Discharge Papers $10
Get your Official Federal Bankruptcy Discharge Papers (or Dismissal) emailed to you within 1 business hour.
Schedules Package & Discharge $25
Includes your List of Creditors and all Schedules (A to J), your Voluntary Petition, and your Discharge or Dismissal.
Bankruptcy Docket Report $10
The Bankruptcy Court’s Official Index of all records in your case, with the total page count, and court filing information.

Click on the links above for full details or to see examples.
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Complete Bankruptcy File $30
All of your Official Bankruptcy Records with your Discharge, and a Docket Report confirming your records are complete.
Schedules Pkg and Discharge $25
Includes your List of Creditors and all Schedules (A to J), your Voluntary Petition, and your Discharge or Dismissal.
Bankruptcy Discharge Papers $10
Get your Official Federal Bankruptcy Discharge Papers (or Dismissal) emailed to you within 1 business hour.
Bankruptcy Docket Report $10
The Bankruptcy Court’s Official Index of all records in your case, with the total page count, and court filing information.
Click on the links above for full details or to see examples.

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U.S. Bankruptcy Records

      
   
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Learn About Bankruptcy Discharge Papers Below ...

Bankruptcy Discharge Papers


What Are Bankruptcy Discharge Papers?

Bankruptcy discharge papers (also known as a bankruptcy discharge letter) is the official bankruptcy court document verifying that a particular bankruptcy case is finished, has been finalized and is now closed. A bankruptcy discharge dictates that all debts that were included in the bankruptcy have now been eliminated and that the debtor no longer owes the creditors involved any money, nor do they have any obligation to those creditors for those debts in the future.


A Bankruptcy Discharge Eliminates Debt

Getting bankruptcy discharge papers is an important day for the petitioner who filed the bankruptcy. It indicates that they are now financially free, have a clean financial slate, and are able to move forward with their new financial life. However, receiving a bankruptcy discharge does not happen immediately after the Meeting of Creditors, or upon closure of the case. That’s because the bankruptcy court has certain requirements they must fulfill which take time before issuing a bankruptcy’s discharge paper.

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When Are Bankruptcy Discharge Papers Issued?

Once the bankruptcy case is closed, the person issuing the bankruptcy discharge on behalf of the court is called the Case Administrator. In some instances, it may take the Case Administrator six to eight weeks in order to issue the final bankruptcy discharge decree after the case has been closed by the judge. While it may be unpleasant for the bankruptcy petitioner to wait so long for their discharge letter, it’s important that they allow the process to proceed properly. If a discharge is not properly issued, it may require the petitioner to have their case reopened in order to correct any errors which may have been caused by trying to rush the process.


Getting Your Bankruptcy Discharge Papers

Bankruptcy discharge papers are needed for a variety of situations. Most commonly, they’re needed to purchase a new automobile, to rent an apartment, or to secure employment. Getting a copy of your bankruptcy discharge papers online is easy to do. An authorized bankruptcy document retrieval service can email your official bankruptcy discharge papers to you in less than an hour.


If You Need Your Discharge Papers Right Away

In many instances, if you’re awaiting your bankruptcy discharge to be issued, you can call the service and they can check on the status of your discharge right over the phone. If your discharge has been issued, they can email it to you right away. This is important to remember if you’re standing at a car dealership trying to buy a new car and the only thing holding you up is your bankruptcy discharge certificate.


Bankruptcy Discharge Versus Bankruptcy Dismissal

There is another option for the bankruptcy court to close a case and that is to issue what’s called a bankruptcy Dismissal. A bankruptcy can be dismissed for a variety of reasons. When a bankruptcy is dismissed, it means that the petitioner is still obligated to pay their creditors and those creditors may pursue the debts immediately if they so choose. A bankruptcy dismissal is like a bankruptcy discharge paper in that it also indicates the case is finished and had been officially closed.


Keep Your Discharge Papers Safe

Once you get your bankruptcy discharge papers, if you only received a paper copy it’s important to scan them into an electronic PDF file, so that you can save them to your computer for safekeeping. You will need your bankruptcy discharge papers for many years to come, perhaps even decades.

While a bankruptcy can represent a clean slate for someone with unmanageable debts, it will also stay on your credit report for a minimum of seven years. This means it will be on your credit report and remain visible for those who may want to give you a job, grant you credit, or provide you with insurance services. That’s why it’s important to be able to prove that your bankruptcy is completely finished, and that you keep the bankruptcy discharge papers in your possession to prove so.




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Disclaimer: This Content Does Not Constitute Legal Advice

This article is for informational purposes only and should not be construed as legal advice. Consult with a licensed bankruptcy attorney if you are considering bankruptcy, or other competent counsel before pursuing the subject matter of this article. Collection laws vary from state to state.

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(800) 650-5002

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When you visit our web site, and fill out our order form or call us, you will be providing us with some personal information, for example: your full name, the last 4 digits of your SSN, and your personal contact information. This information is solely for the purpose of the retrieval of the documents you are requesting from us, as well as information necessary to contact you. We do not sell, or distribute any of your personal information to third parties.

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