United States
Bankruptcy Court

Federal Record Retrieval Service

(800) 650-5002

       McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

FastService@OldBankruptcyPapers.com
Business Hours: Mon - Fri, 7:AM to 5:PM PST
Terms Of Use | Privacy Policy

GET OFFICIAL BANKRUPTCY RECORDS QUICKLY
EMAILED WITHIN ONE HOUR


Complete Bankruptcy File $30
All your Official Bankruptcy Records and your Discharge – along with your Docket Report for faster mortgage approval.
Bankruptcy Discharge Papers $10
Get your Official Federal Bankruptcy Discharge Papers (or Dismissal) emailed to you within 1 business hour.
Schedules Package & Discharge $25
Includes your List of Creditors and original Schedules (A to J), Voluntary Petition, and your Discharge or Dismissal.
Bankruptcy Docket Report $10
The Bankruptcy Court’s Official Index of all records in your case, with the total page count, and court filing information.

Click on the links above for full details or to see examples.
All Documents Are Guaranteed Official U.S. Bankruptcy Records

Have Questions? Call Our Support Staff For Assistance At: 800-650-5002

Order Now
Complete Bankruptcy File $30
All of your Official Bankruptcy Records with your Discharge, and a Docket Report confirming your records are complete.
Schedules Pkg and Discharge $25
Includes your List of Creditors and all Schedules (A to J), your Voluntary Petition, and your Discharge or Dismissal.
Bankruptcy Discharge Papers $10
Get your Official Federal Bankruptcy Discharge Papers (or Dismissal) emailed to you within 1 business hour.
Bankruptcy Docket Report $10
The Bankruptcy Court’s Official Index of all records in your case, with the total page count, and court filing information.
Click on the links above for full details or to see examples.

Guaranteed Official
U.S. Bankruptcy Records

      
   
Purchase method:   

Click below to login to Paypal and retrieve your records:

Learn The Truth About Bankruptcy Myths Below ...

Myths and Questions Abound About Bankruptcy


Some Of The Answers Are Simple

Insolvency is generally thought to be a bad thing, which is not an unexpected reaction. Bankruptcy has serious consequences when it comes to your creditworthiness, no doubt, but it is also the lifeline that can save you from the depths of debt that cannot always be avoided. The purpose of this article is not to promote bankruptcy or raise general awareness to a more positive level, but it does have its advantages and is often misunderstood. Apart from the usual assumptions of the mostly negative points of bankruptcy, there are other points that need to be clarified and understood.


Who Can File For Bankruptcy?

A company, business or business entity that can no longer pay its creditors. There are several chapters in US bankruptcy law that affect almost everyone. The most used is Chapter 7. In this chapter, you can settle most of your debts with no further obligation to pay. Chapter 13 allows individuals to reach new terms of payment with their creditors instead of paying off their debts. Chapter 11 provides similar benefits to associations, and companies where the debt is not paid but rather restructured in accordance with the new repayment plan. This allows the debtor to make more manageable payments over a period of up to five years.


Can I Get Credit After The Bankruptcy?

Another common view on bankruptcy is that if you file your petition, you will not be able to qualify for a loan again, but in many cases you will be able to obtain a credit card or loan after the bankruptcy. It is often recommended to build up a positive credit history again. There are options where you can use a prepaid credit card that only lets you spend what you have deposited in your account. So there is no way to get in too deep. You can also get a regular credit card, but most likely from a high-risk lender, which almost always imposes a much higher interest rate on your card. So it's an option, but remember, it costs you more.

Another great and easy option is to allow a card to “pass-through” your bankruptcy, so you can immediately begin restoring your credit history without having to be “approved”. All you need to do is pick one card, preferably with a low balance and reasonably high limit, and not include it in your bankruptcy. Just keep it out of your filing and let it “pass through” without being affected by your bankruptcy.


Questions And Myths About Bankruptcy


Bankruptcy Is A Private Matter

Not really, bankruptcy is a public record, and anyone who wants to know if you have filed for bankruptcy can find out. So once discharged, you often get offers from local car dealers. You know that in bankruptcy cases, people often liquidate assets to pay the creditors, so they bet that they had to give up their vehicle and now need transportation. You often hear them say they’re not interested in your bad credit, but be careful with the subprime rates that you will likely get if you need to finance the purchase.

They distract you by focusing on your “monthly payment” amount – and avoiding talking about interest rates or any fees. You may also receive numerous offers from law firms and agencies that "specialize" in credit repair after bankruptcy. This should be carefully researched as credit repair does not work for everyone.


My Credit Can Be Fixed Right After The Bankruptcy

That depends on your situation. There are legitimate agencies that can really help if you have real inaccuracies in your credit report. But that will not be true for everyone. Keep in mind that your bankruptcy case is an accurate entry so you probably will not remove it from your credit repors as easily as you might think. Real inaccuracies are one thing; debts that must be marked as "bankrupt" are another. It’s important for you to pay close attention and investigate any company that "guarantees" their results. You have to ask yourself what exactly these agencies can tell the credit bureaus to undo my negative records of my bankruptcy. The same goes for the agencies that tell you that instead of bankruptcy you should use your programs that promise to repay your debt for cents on the dollar in a few years. They charge high commissions. Examine each offer carefully in these two areas before using any such services. The Better Business Bureau is a great place to start your search.


The Bankruptcy Eliminates All My Debts; No Not Always

The bankruptcy courts only worry about guaranteed and unsecured debts. After Chapter 7, all your unsecured debts will be relieved forever. The secured debt, on the other hand, must continue to be pay or you must return the collateral at the time of discharge. However, things like the debts involving lawsuits against you, child support, alimony, student loans, state taxes and federal taxes are not dischargeable. The federal government offers a service for which only certain persons qualify. If you have a government tax bill that is more than 3 years old after filing your bankruptcy petition, this tax liability may perhaps be included. Contact the IRS to find out if you qualify.



Bankruptcy Will Take Away All My Belongings

Not really, if you file for bankruptcy, you will be assigned an trustee. One of the functions of the trustee is to find assets that he can liquidate to pay your creditors. This is particularly true for Chapter 7 cases. Most people filing for Chapter 7 usually have few assets worth dissolving. For example, if your car is new and paid off, it could be considered an asset that can be liquidated. However, if it is several years old and has a medium to high mileage, the trustee may consider this optional. Stocks, bonds and other paper assets can also be used for settlement, but your individual retirement account is exempt. Contact your account administrator to make sure that your savings or retirement plan does not contain any clauses that you might have to relinquish your funds. It is very likely that all your other items, such as appliances in your kitchen, your wardrobe and your collection of bells and whistles are also excluded. What the Trustee seeks is assets such as high quality jewelry, rare collectibles, or first-class specialized and electronic items that are worth liquidating. If you do not have these items, do not worry too much.


I Can Max-Out My Credit Cards Before Filing

NO! And I mean no, do not make that mistake. The other role the administrator has in your case is to make sure that he understands your real financial condition. The records of the credit card spending for the past two years are analyzed and questioned during the court hearing on expenses, donations or any transfer of assets. If charges have been reported in the past, such as iPods, computers, vacations, bar-tabs, or other types of recreational items, it is very difficult to convince the court that your case is legitimate. Even worse, if found guilty of fraud you’ll have many problems. So do not rack-up sudden or frivolous credit card debt before filing bankruptcy. As a general rule, you will not be able to use your credit cards for at least 90 days before applying; with the exception of emergency and necessity purchases.


How Often Can I File For Bankruptcy?

You can only file every 7 years once you’ve complete an bankruptcy. But do not make it a habit, many people do it and it's no way to live. You have to learn from your experience, not repeat it. You have to do everything to bring your credit to a healthy state, which may not be easy. It may take some time and a lot of effort on your part. The sooner you start, the sooner the good credit comes starts.


If you are seeking bankruptcy, you should always consider alternatives and spend time researching options. Bankruptcy can be complex and direct answers are not always easy to find. Be patient and always feel free to seek the court's help and its resources, as well as competent legal counsel.




   Top 7 Suggested Articles:

•   Pros And Cons Of Filing Bankruptcy
•   Questions Asked At Bankruptcy Court
•   Rebuilding Credit After Bankruptcy
•   Top Five Benefits Of Bankruptcy
•   How To File For Medical Bankruptcy
•   Bankruptcy Records
•   Bankruptcy Discharge Papers




Disclaimer: This Content Does Not Constitute Legal Advice

This article is for informational purposes only and should not be construed as legal advice. Consult with a licensed bankruptcy attorney if you are considering bankruptcy, or other competent counsel before pursuing the subject matter of this article. Collection laws vary from state to state.

We accept both debit and credit cards.
McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams
Excellent Reputation

T: (800) 650-5002  |   F: (253) 234-1330  |  Business Hours: Mon - Fri, 7:AM to 5:PM PST   |  1083 Vine Street, Healdsburg, CA 95448  |  Terms Of Use  ·  Privacy Policy

Home   |   Testimonials   |   FAQ   |   Blog

Old Bankruptcy Papers © 2006 - 2019

McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams
Terms of Use

Due to credit card processing fees all transaction adjustments are subject to a $5 transaction fee. This includes, but is not limited to: ALL REFUNDS OR PARTIAL REFUNDS. This means that partial refunds (from downgrading an order to a smaller package), or cancellation of an order where the records are available electronically, will have a $5 processing fee deducted for processing the refund. We are charged a fee by our credit card processor both when you place your order AND when any refund is made, and therefore we must charge a fee to process any refund.

The material on this site is protected by international copyright and trademark law. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute in any way any material from this site, including code, software, and any and all files.

Neither these materials nor any portion thereof may be stored in a computer except for personal and noncommercial use. Personal use is restricted to materials purchased through the site and used in a manner deemed to be typical and normal use by a paying customer in the course of their own private endeavors. Re-selling of any materials made available through this site, or by Old Bankruptcy Papers, its affiliates and/or owner(s), is strictly forbidden.

Any such unpermitted use or violations, either herein stated or otherwise deemed to be a violation of ethics or laws, may constitute a criminal offense, give rise to civil liability, and will be pursued for remuneration as available by law.

The Federal Bankruptcy Court records provided by this site are the same 'public records' provided by said courts, and are typically provided by this site in a more convenient, and many times, more timely manner. Any requests for duplicates of previous orders are available for $.

Old Bankruptcy Papers is not to be held liable for any inaccuracies, errors, or omissions in the materials or services rendered by it or from this site, or in the delivery thereof, or for any damages arising from such information or its use.

By using of this site, said users agree to hold Old Bankruptcy Papers its affiliates, associates, and/or owner(s) completely harmless from any negative impacts resulting from the use of any information provided as "general public information" or otherwise, as such information is only provided at a minimal cost, is intended only to save the user valuable time and effort in remedying potentially unjust financial duress for which they may not have been prepared to deal with, and is NOT intended to replace competent legal advise regarding collection agencies or their practices, or any other issue covered by the materials made available.

All sales are final, with the exception of orders for Bankruptcy Records that are cancelled the same day - prior to their being retrieved from the database - unless otherwise made available by the Supervisor. All warehoused orders are final. Once permission is granted to proceed with any page overages sales are final. All Zombie Debt package sales are final. All "research fees" required for older files (typically beginning at 1998 and prior) are non-refundable, as are research fees associated with certain districts of New York and Florida. Persons purchasing records using "electronic checks" are subject to delays in receiving their records, as consummation of their transaction is based on their bank clearing those funds. If we run past our normal delivery times due to technical difficulties beyond our control we will complete your order as soon as the technical issue is resolved.

We may note from time to time page visiting flow within our site in facilitating ease of use.

Stated delivery turn times may be delayed on occasion due to circumstances beyond our control, including but not limited to normal maintenance on servers that store documents, and technical issues that are in the process of being resolved. In these rare circumstances clients will hold Old bankruptcy Papers harmless for any such delivery delays. Discretion in resolving such situations is given solely to the Supervisor on duty.

Some court districts are less technologically advanced and more labor-intensive than others; specifically, the Southern District of Texas, the Eastern District of California, and the State of Minnesota. Due to the additional labor involved, if for any reason your order changes after confirming with us that you want an exact page count, then a $ page count fee will need to be applied toward your final order. Continuing with your full file and any page overage in these court districts waives this fee.

This agreement shall be governed by and construed in accordance with the laws of the state of California without giving effect to any principles or conflicts of law. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. In the event that a dispute arises, customer warrants by use of this site that they will resolve any difference(s) with OldBankruptcyPapers.com directly, before resorting to request a reversal of charges or initiate a charge back from their bank. Failure of customer to endeavor to resolve any such complaints directly with OldBankruptcyPapers.com constitutes a default decision in favor of OldBankruptcyPapers.com, and an automatic waiver by customer of the dispute, reversal of payment or charge back via the customer's bank or bankcard processor. We reserve the right to submit all unpaid services (and additional allowable fees) to collections.

Old Bankruptcy Papers © 2006 - 2019

(800) 650-5002

Privacy Policy

Your privacy is one of our highest priorities.

We adhere to the following principles to protect your privacy

When you visit our web site, and fill out our order form or call us, you will be providing us with some personal information, for example: your full name, the last 4 digits of your SSN, and your personal contact information. This information is solely for the purpose of the retrieval of the documents you are requesting from us, as well as information necessary to contact you. We do not sell, or distribute any of your personal information to third parties.

We may retain the content of your e-mail messages and your e-mail address, as well as any correspondence between you and our firm, including your order, for our internal records. We will never rent, sell, or distribute in any way, your personally identifiable information to third parties for marketing, or any other purposes.

We are not in the habit of opening documents to confirm or verify the content of the bankruptcy or discharge papers.

Please remember that bankruptcy records are public records, and therefore may be requested by anyone.

In addition to accepting credit or debit cards over the phone, we offer PayPal - the most trusted name in internet and online transactions - as a payment option. PayPal guarantees the privacy of all of your financial information, and never shares that information with merchants.

Rest assure that we take great precaution in keeping the privacy of your financial information should you choose to make your purchase over the phone. Please feel free to call us with any questions at (800) 650-5002.

(800) 650-5002

McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams