United States
Bankruptcy Court

Federal Record Retrieval Service

(800) 650-5002

       McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Business Hours: Mon - Fri, 7:AM to 5:PM PST
Terms Of Use | Privacy Policy


Complete Bankruptcy File $30
All your Official Bankruptcy Records and your Discharge – along with your Docket Report for faster mortgage approval.
Bankruptcy Discharge Papers $10
Get your Official Federal Bankruptcy Discharge Papers (or Dismissal) emailed to you within 1 business hour.
Schedules Package & Discharge $25
Includes your List of Creditors and original Schedules (A to J), Voluntary Petition, and your Discharge or Dismissal.
Bankruptcy Docket Report $10
The Bankruptcy Court’s Official Index of all records in your case, with the total page count, and court filing information.

Click on the links above for full details or to see examples.
All Documents Are Guaranteed Official U.S. Bankruptcy Records

Have Questions? Call Our Support Staff For Assistance At: 800-650-5002

Order Now
Complete Bankruptcy File $30
All of your Official Bankruptcy Records with your Discharge, and a Docket Report confirming your records are complete.
Schedules Pkg and Discharge $25
Includes your List of Creditors and all Schedules (A to J), your Voluntary Petition, and your Discharge or Dismissal.
Bankruptcy Discharge Papers $10
Get your Official Federal Bankruptcy Discharge Papers (or Dismissal) emailed to you within 1 business hour.
Bankruptcy Docket Report $10
The Bankruptcy Court’s Official Index of all records in your case, with the total page count, and court filing information.
Click on the links above for full details or to see examples.

Guaranteed Official
U.S. Bankruptcy Records

Purchase method:   

Click below to login to Paypal and retrieve your records:

Can Bankruptcy Help In The Long Runn? Find Out Below ...

How Does Bankruptcy Help You in the Long Run

Have You Considered Filing For Bankruptcy?

If you cannot make ends meet, if you have lost a job, are divorced, had a medical problem and are constantly being harassed by creditors, you may see the writing on the wall and might apply for bankruptcy. Still, how does bankruptcy help you? More importantly, how does the bankruptcy hurt you long-term? How does the bankruptcy affect your credit and how does this affect your life? These are all topics that I will address in this article. Everything comes down to a "new beginning"! A fresh start can mean different things to different people, but when it comes down to it, you can leave the past behind and move away from the debts that have held you back (sometimes for years).

The "Automatic Stay" And How It Can Help

This is the first benefit of bankruptcy. The "automatic stay" will in principle stop all pending lawsuits filed by the lenders against you in order to collect a claim or to obtain a guarantee on one or more of your debts. Suppose you are facing foreclosure and have an imminent foreclosure date. As long as you submit your bankruptcy electronically before the sale takes place, automatic stay will prevent your foreclosure (at least once). It also works in the same way if you are evicted from a leased apartment or if you return the car on which you have a loan. You have the same benefit when you file a claim against an unsecured creditor, such as a credit card company or a medical billing firm, the automatic stay will freeze all legal and collections action. If a court has already ordered that wages be garnished, the automatic stop also stops it. The "Automatic Stay" is basically your first line of defense to regenerate your life and stop the bleeding. The automatic bankruptcy stay will do just that for you; stop harassing calls and anyone taking any legal action against you. For some, this is the biggest and most important benefit of filing for bankruptcy.

How Does Bankruptcy Help You In The Long Run?

Bankruptcy Can Be Disconcerting

Bankruptcy psychology is a little disconcerting to most people until they have really gone through the process. Most people are very worried about the possibility of bankruptcy and how it will affect their lives. But the only thing I've learned is the psychological benefit of bankruptcy, which far exceeds the imaginary reaction that one has to endure later. Some may say "but can’t it hurt my credit score, and it took me so long to get back on track?" The simple fact is that if you are considering bankruptcy, you have already damaged your credit history report and have made late payments (or bills left unpaid) that are most likely to appear as negative statements in your credit history report. It is possible that some of you have gone through foreclosure, signed a deed in lieu or made a mortgage modification. All this can affect your credit history report. Yes, bankruptcy filing will last from 7 to 10 years (10 years in case of bankruptcy of Chapter 7, and 7 years in case of bankruptcy of Chapter 13) on your credit report. But all that pales in comparison to the psychological advantage of no longer being afraid to pick up your phone. If you are considering bankruptcy, the sound of your cell phone may send shockwaves through you. If the phone rings and it is not someone you know because the phone number was not displayed or it appears as "Restricted," then you know what I'm talking about. You know what I mean by fear. People do not know how much negative thnking and depression can keep them from really achieving everything they can and should do in life. Bankruptcy will allow you to get rid of these feelings of anxiety; without taking a pill. If you can get up in the morning and be happy for the day you have before you, rather than hate what your life has become; there are no words to describe the psychological benefit.

The Obvious Advantage

An obvious advantage of bankruptcy is, of course, the settlement of your debts. Let's briefly talk about simple math and analyze how much time is required to settle your debt and how it impacts your life and your credit score. Some people may want to try to repay their debts or pay them off over time. But the simple mathematics of interest and the reality of our lives make this an almost impossible task. Let's take a simple $10,000 bill for a credit card that runs $200 per month at an interest rate of 18.99%. It took 8.5 years (8.5 years) to settle this debt, and you would pay more than $10,000 interest (which doubled the bill). This is just one example. Now add all the other bills of your life and try to make all these payments. With bankruptcy you can withhold thousands of dollars that would have been wasted by paying interest on the debts that you could write off in bankruptcy. This money can be used to buy a house, buy a car, pay bills and even start a tuition fund for children. Think of all the things you could do in the future if you were not wasting paying interest on the bills you could have written-off in the bankruptcy. You only have a certain amount of time in your life to get what you want, to pay the bills you could have canceled in the bankruptcy, give yourself a new start rather than trying to pay if you see this logic in your situation.

The biggest advantage of bankruptcy should be your credit history report. Most people cannot understand this part, because the first thing you think is that bankruptcy will damage my credit report. Yes, that's true, your report will reflect bankruptcy over several years, but the benefit is much greater than the negative. At this point, most people are confused: "How can my credit help me if bankruptcy destroys my credit?" On the one hand, your credit is not destroyed by the bankruptcy. It will only included the list of debts included in the bankruptcy (which will have negative marks) and you will have those debts discharged. However any credit cards or other obligations that you allow to remain outside of the bankruptcy filing will go on, and you will instantly start re-establishing credit with those cards or accounts the day after the discharge is issued.

Bankruptcy will lower your credit rating initially, but there are ways to restore it in a very short time. For example, you can buy a house or a car on credit. Basically, the way credit works is that you have a certain amount of debt and income. After you've considered your payment history, your score depends on how much you owe and how much you earn. Although bankruptcy initially damages your score, you are now (mathematically speaking) be earning more money than before, simply because you no longer have the debt that you had before. So, mathematically, you while you will not be making more money, since you have removed those debts, your debt-to-income ratio will improve.

Realize The Importance Of Debt To Income

How much more do you pay in life because of the credit cards and debt that you have at a higher rate of interest than someone who has a higher credit rating than you? The simple fact is that most people do not know these truths or consider them when formulating a life plan. These are 'cost of living' aspects which are determined by your credit score. The easiest, quickest, and most effective way to improve your credit score may be to eliminate delinquent accounts that appear in your credit history and rebuild from scratch. Just think it through first.

   Top 7 Suggested Articles:

•   Reaffirming Debt In Bankruptcy
•   Types And Advantages Of Bankruptcy
•   Does Filing Bankruptcy Mean Losing Everything
•   How Soon Can I Sell My House After Bankruptcy
•   Using Bankruptcy Protection To Save Your Home
•   Bankruptcy Records
•   Bankruptcy Discharge Papers

Disclaimer: This Content Does Not Constitute Legal Advice

This article is for informational purposes only and should not be construed as legal advice. Consult with a licensed bankruptcy attorney if you are considering bankruptcy, or other competent counsel before pursuing the subject matter of this article. Collection laws vary from state to state.

We accept both debit and credit cards.
McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams
Excellent Reputation

T: (800) 650-5002  |   F: (253) 234-1330  |  Business Hours: Mon - Fri, 7:AM to 5:PM PST   |  1083 Vine Street, Healdsburg, CA 95448  |  Terms Of Use  ·  Privacy Policy

Home   |   Testimonials   |   FAQ   |   Blog

Old Bankruptcy Papers © 2006 - 2019

McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams
Terms of Use

Due to credit card processing fees all transaction adjustments are subject to a $5 transaction fee. This includes, but is not limited to: ALL REFUNDS OR PARTIAL REFUNDS. This means that partial refunds (from downgrading an order to a smaller package), or cancellation of an order where the records are available electronically, will have a $5 processing fee deducted for processing the refund. We are charged a fee by our credit card processor both when you place your order AND when any refund is made, and therefore we must charge a fee to process any refund.

The material on this site is protected by international copyright and trademark law. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute in any way any material from this site, including code, software, and any and all files.

Neither these materials nor any portion thereof may be stored in a computer except for personal and noncommercial use. Personal use is restricted to materials purchased through the site and used in a manner deemed to be typical and normal use by a paying customer in the course of their own private endeavors. Re-selling of any materials made available through this site, or by Old Bankruptcy Papers, its affiliates and/or owner(s), is strictly forbidden.

Any such unpermitted use or violations, either herein stated or otherwise deemed to be a violation of ethics or laws, may constitute a criminal offense, give rise to civil liability, and will be pursued for remuneration as available by law.

The Federal Bankruptcy Court records provided by this site are the same 'public records' provided by said courts, and are typically provided by this site in a more convenient, and many times, more timely manner. Any requests for duplicates of previous orders are available for $.

Old Bankruptcy Papers is not to be held liable for any inaccuracies, errors, or omissions in the materials or services rendered by it or from this site, or in the delivery thereof, or for any damages arising from such information or its use.

By using of this site, said users agree to hold Old Bankruptcy Papers its affiliates, associates, and/or owner(s) completely harmless from any negative impacts resulting from the use of any information provided as "general public information" or otherwise, as such information is only provided at a minimal cost, is intended only to save the user valuable time and effort in remedying potentially unjust financial duress for which they may not have been prepared to deal with, and is NOT intended to replace competent legal advise regarding collection agencies or their practices, or any other issue covered by the materials made available.

All sales are final, with the exception of orders for Bankruptcy Records that are cancelled the same day - prior to their being retrieved from the database - unless otherwise made available by the Supervisor. All warehoused orders are final. Once permission is granted to proceed with any page overages sales are final. All Zombie Debt package sales are final. All "research fees" required for older files (typically beginning at 1998 and prior) are non-refundable, as are research fees associated with certain districts of New York and Florida. Persons purchasing records using "electronic checks" are subject to delays in receiving their records, as consummation of their transaction is based on their bank clearing those funds. If we run past our normal delivery times due to technical difficulties beyond our control we will complete your order as soon as the technical issue is resolved.

We may note from time to time page visiting flow within our site in facilitating ease of use.

Stated delivery turn times may be delayed on occasion due to circumstances beyond our control, including but not limited to normal maintenance on servers that store documents, and technical issues that are in the process of being resolved. In these rare circumstances clients will hold Old bankruptcy Papers harmless for any such delivery delays. Discretion in resolving such situations is given solely to the Supervisor on duty.

Some court districts are less technologically advanced and more labor-intensive than others; specifically, the Southern District of Texas, the Eastern District of California, and the State of Minnesota. Due to the additional labor involved, if for any reason your order changes after confirming with us that you want an exact page count, then a $ page count fee will need to be applied toward your final order. Continuing with your full file and any page overage in these court districts waives this fee.

This agreement shall be governed by and construed in accordance with the laws of the state of California without giving effect to any principles or conflicts of law. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. In the event that a dispute arises, customer warrants by use of this site that they will resolve any difference(s) with OldBankruptcyPapers.com directly, before resorting to request a reversal of charges or initiate a charge back from their bank. Failure of customer to endeavor to resolve any such complaints directly with OldBankruptcyPapers.com constitutes a default decision in favor of OldBankruptcyPapers.com, and an automatic waiver by customer of the dispute, reversal of payment or charge back via the customer's bank or bankcard processor. We reserve the right to submit all unpaid services (and additional allowable fees) to collections.

Old Bankruptcy Papers © 2006 - 2019

(800) 650-5002

Privacy Policy

Your privacy is one of our highest priorities.

We adhere to the following principles to protect your privacy

When you visit our web site, and fill out our order form or call us, you will be providing us with some personal information, for example: your full name, the last 4 digits of your SSN, and your personal contact information. This information is solely for the purpose of the retrieval of the documents you are requesting from us, as well as information necessary to contact you. We do not sell, or distribute any of your personal information to third parties.

We may retain the content of your e-mail messages and your e-mail address, as well as any correspondence between you and our firm, including your order, for our internal records. We will never rent, sell, or distribute in any way, your personally identifiable information to third parties for marketing, or any other purposes.

We are not in the habit of opening documents to confirm or verify the content of the bankruptcy or discharge papers.

Please remember that bankruptcy records are public records, and therefore may be requested by anyone.

In addition to accepting credit or debit cards over the phone, we offer PayPal - the most trusted name in internet and online transactions - as a payment option. PayPal guarantees the privacy of all of your financial information, and never shares that information with merchants.

Rest assure that we take great precaution in keeping the privacy of your financial information should you choose to make your purchase over the phone. Please feel free to call us with any questions at (800) 650-5002.

(800) 650-5002

McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams